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The Connecticut Homeowner's Guide to Property Tax Reduction and Appeals

January 3, 20257 min read
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Introduction: Navigating the 2025 Revaluation Cycle in Connecticut

In Connecticut, property taxes are a localized affair, but 2025 is a "Grand List" year for dozens of municipalities. With many towns conducting their first full reassessments since the post-pandemic market surge, homeowners are bracing for impact. Understanding the nuances of the property tax submission and the specific local exemptions available is the only way to ensure you aren't overpaying. If your new assessment doesn't reflect your home's actual value, a formal property tax appeal is your strongest tool for immediate property tax savings.

Section 1: New Relief Laws and the Revaluation Surge

Recent legislative sessions have introduced several ways for Connecticut residents to mitigate rising costs.

New Primary Residence Exemptions

Under Public Act 24-151, municipalities now have the authority to offer a property tax exemption of 5% to 35% of the assessed value for owner-occupied primary residences (up to two units). Check if your town has adopted this new incentive.

The 5-Year Phase-In

To soften the blow of rising home values, many towns (like Norwalk and Stamford) are utilizing a 5-year phase-in for revaluations. This means you may only see 25% or 50% of your total increase this year, but your bill will climb annually until 100% is reached.

PA 490 Updates

For those with farm or forest land, the 2025 PA 490 guidelines have updated "use-value" assessments. For forest land, the recommended value is now approximately $200 per acre, offering massive property tax savings compared to fair market value.

See How Much You Could Save

Enter your address to get a free, instant estimate of your potential property tax savings.

Section 2: Understanding Connecticut's Unique Tax System

Connecticut's property tax system operates differently than most states, with each municipality setting its own mill rate and assessment practices.

The Grand List and Assessment Ratio

All properties are assessed at 70% of their fair market value and placed on the Grand List as of October 1st each year. Your property tax is then calculated by multiplying this assessed value by your town's mill rate.

Filing Your Appeal

If you believe your assessment is too high, you have the right to appeal. The first step is to file with your local Board of Assessment Appeals, typically in March. If you're unsatisfied with their decision, you can further appeal to the Superior Court.

Expert Insight: Given the complexity of Connecticut's municipal tax systems and the 2025 revaluation surge, homeowners who need help with property taxes often turn to experts to ensure their property tax appeal is filed correctly and on time.

Ready to Start Saving?

If your property is located in California, Connecticut, New Hampshire, or Maryland, you can begin your appeal process in just 3 minutes.

Remember: You only pay if we get you savings.

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